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Trust Index · Banking and payments

Capital One gets an A. Here's what loads before you agree

Checked October 25, 2026 in a US browser, with no choice made on any banner.

Grade A

capitalone.com

94/100

  • Online since 1995, 31 years
  • No consent banner seen
Consent and tracking100
Security85
Accessibility95
Transparency95

What cost it points

  • medium

    One hijacked script could reach the whole page.

  • low

    Keyboard users can't skip the menu.

  • low

    No published way to report a security hole.

What loaded before you chose

Third-party trackers that fired before any choice, across 2 visits.

Ad trackers
None
Analytics
None
Cookies before a choice
2
Session recording
None
Consent banner
None
Opt-out link
Yes

The fine print

Terms of use
Couldn't read it
Privacy policy
3 min read (opens in a new tab) · 757 words
Forced arbitration
Unknown
Class-action waiver
Unknown
AI in the privacy policy
None
Accessibility statement
Yes

Read automatically, so unusual wording can be missed. Not scored.

Security

HTTPS
Yes
HSTS
Yes
Content-Security-Policy
No
Framing blocked
Yes
Secret keys in code
None
security.txt
No

Not an audit or legal advice. Run capitalone.com? Tell us what changed. How we grade

Banking and payments

All 49 grades

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